https://thepointsguy.com/credit-cards/choice-privileges-select-mastercard-review/
Choice Privileges Select Mastercard welcome offer
For a limited time, If you apply for the Choice Privileges Select Mastercard and are approved, you can earn 90,000 bonus points when you spend $3,000 in purchases in the first three months of account opening. That’s enough points for up to 11 Reward nights at select Choice properties.
TPG’s July 2024 valuations peg Choice points at 0.6 cents each. So, the welcome offer should provide about $540 worth of value.
Choice Privileges Select Mastercard benefits
As is true with many of the best hotel credit cards with annual fees under $100, the perks on the Choice Privileges Select Mastercard are the primary reason you may want to add the card to your wallet.
One benefit on the Choice Privileges Select Mastercard — 30,000 bonus points every account anniversary — should provide significantly more value each year than the card’s $95 annual fee. Those 30,000 Choice points are worth around $180, according to TPG’s July 2024 valuations. So, assuming you enjoy redeeming Choice points, you should get value by keeping the card in your wallet for the long term.
Plus, you’ll get 20 elite night credits each calendar year. These elite night credits are enough for Platinum status, but they could also help you reach the 40 elite nights you need each calendar year for top-tier Diamond status. Although the perks of Choice Privileges’ elite status aren’t comparable to what you’d get with other hotel loyalty programs, they will get you elite bonus points on stays and an elite welcome gift at participating properties.
The Choice Privileges Select Mastercard doesn’t charge foreign transaction fees (see rates and fees), so you can use it outside the U.S. without incurring fees when Mastercard converts your transactions to U.S. dollars.
Redeeming points on the Choice Privileges Select Mastercard
There are many ways to redeem the Choice Privileges points you earn with the Choice Privileges Select Mastercard. But you’ll usually get the most value when redeeming for Choice Hotels stays.
Choice Privileges offers set rates for each hotel based on the day of the week you stay. The rates can change every few months but are clearly defined on the landing page for each hotel.
Award nights at most Choice Hotels properties cost between 6,000 and 35,000 points. So you can stay in the heart of most major cities (including New York City) for 35,000 points per night or less.
I like redeeming Choice points for stays in Europe and Japan, where I can often snag a centrally located hotel for just 8,000, 10,000 or 12,000 points per night.
You can transfer Choice points to select airline loyalty programs, including Southwest Airlines Rapid Rewards, Alaska Airlines Mileage Plan, United Airlines MileagePlus, Air Canada Aeroplan, Qantas Frequent Flyer and Virgin Australia Velocity.
However, transferring Choice points to airline loyalty programs will almost always provide significantly less value than redeeming for hotel stays. As such, we recommend getting a card that earns transferable points or an airline credit card if you’re primarily interested in earning airline miles.
Choice Group Credit Card
https://www.choicehotels.com/choice-privileges/earn-points/mastercard-credit-card
ARN REWARD NIGHTS FASTER.GET IN ON THE LIMITED-TIME OFFERS. (As of 2024-09-07)
CHOICE PRIVILEGES® MASTERCARD®
CHOICE PRIVILEGES® SELECT MASTERCARD®
EARN 60,000 BONUS POINTSafter spending $1,000 in purchases in the first 3 months. Enough to redeem for up to 7 Reward nights at select Choice Hotels® properties.1Additional fees may apply.
EARN 90,000 BONUS POINTSafter spending $3,000 in purchases in the first 3 months. Enough to redeem for up to 11 Reward nights at select Choice Hotels® properties.2Additional fees may apply.$0 annual feefor Choice Privileges® Mastercard®:opens in a new window$95 annual fee
Note: 100,000 Bonus Points with TripPlus link as of 2024-09-07
https://blog.tripplus.cc/zh/creditcarddatabase/wells_fargo_choice_privileges_select_mastercard